“💡 Tax is the biggest expense for most of us, yet we spend less than 1% of our time each year on it. That makes no sense!”— 34 years old Billionaire Jess Mah, in my First Million interviewThat was my lightning‑bolt moment. Building Cotax AI and talking with dozens of tax pros taught me: every dollar you save on taxes is a risk‑free return, often beating any stock pick. Below, we’ll walk through three “what‑if” scenarios for a $500 K W‑2 earner, step by step, adding an Airbnb and a side hustle (...