The automated logic behind many financial decisions — for example, decisions that determine whether a client is approved for a credit line — is hard-coded. Often, it’s not easily changed. If a head of credit at a bank wanted to adjust the bank’s lending criteria, for example, they’d likely have to raise a ticket with IT. Entrepreneurs Maximilian Eber and Maik Taro Wehmeyer, who met while studying at Harvard, ran up against the limitations of financial decisioning logic while at QuantCo, a compan...