I ask the question, "is the world becoming uninsurable?" not as an expert on the insurance industry but as a homeowner who can no longer obtain hurricane insurance, and as an observer of long-term trends keenly interested in the way global risks pile up either unseen, denied or misinterpreted until it's too late to mitigate them.The probability that we're entering an era of globally higher risks is increasing, and this is awareness is visible in headlines such as these:Home Losses From the LA Fi...