Leaders at artificial intelligence companies often ask users (and investors) to imagine a not-so-distant future where AI coaches, trained on personal data and past interactions, help users achieve their wildest dreams. Want to be more active? Here’s a workout designed by AI. Want to monitor your long-term well-being? Try this AI health app. Want to fix your money woes? There’s a personal finance chatbot for that. Multiple, actually.My goal is to be debt-free by the end of 2025, and as a reporter...