The US Consumer Financial Protection Bureau (CFPB) has finalized a rule that requires banks, credit card issuers, and most other financial firms to provide consumers with access to their personal financial data - and to help them transfer it, generally at no cost. When the rule eventually takes effect – anywhere from 2026 to 2030 depending upon financial firm assets and revenue, with the largest institutions having the least time to comply – it aims to make financial services more competitive by...