When inflation peaked above 7% in 2022, it was relatively broad-based across goods and services. In 2024, with inflation back below 3%, that’s no longer the case: What’s left of the problem now is mainly about housing.Rent dominates the inflation indexes on which the Federal Reserve bases its interest-rate decisions. Hotter-than-expected readings for the category in the first few months of the year are a big reason the central bank is hesitant to cut rates. “Housing is the biggest stumbling bloc...