By Scott Horsley Sunday, March 3, 2024 • 6:00 AM EST Ezra Croft has never filed an insurance claim, and his house in Raleigh, North Carolina isn't close to a stormy coastline or a fire-prone forest.So Croft was surprised when his annual homeowner's insurance premium shot up to $1,600, or $700 dollars more than he was paying just a couple of years ago. Related Story: 4 reasons why your car insurance premium is soaring "I'm a middle income guy," Croft says. "Don't make a ton of extra money. At thi...