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Klarna, Affirm, Afterpay: How ‘Buy Now Pay Later’ Built a New Culture of Consumption

Credit...Photo illustration by Alice IsaacThey Got to Live a Life of Luxury. Then Came the Fine Print.‘Buy Now, Pay Later’ has built a delirious new culture of consumption — and trapped users in a vortex of debt.Credit...Photo illustration by Alice IsaacOct. 7, 2025Bryn Mawr, Pa., is one of those grand American towns that double as showrooms for grand American dreams. Teeming with tennis courts, specimen trees and stone mansions raised from the dirt by 19th-century railroad barons, the suburb ma...

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