Aug. 11, 2025, 2:30 PM UTCStudent loans are the last thing Stephen Jakubowski is worried about. The 32-year-old doesn’t have a job right now. And he can barely afford his rent and groceries, not to mention the payments on his credit card debt and personal loans.With his budget stretched, Jakubowski is ignoring his $10,000 in federal loans from a roughly two-year stint at San Diego Christian College more than a decade ago, joining millions of other former students who are skipping the bills.“I ju...