Why we're open sourcing our payments platform Since Februray, Teddy and I have worked tirelessly on Zenobia Pay. Our mission: build an alternative to high-fee card networks (Visa, Mastercard) using bank transfers as payments. We were super excited by FedNow, the Federal Reserve's instant transfer rail, which inspired us to quit our jobs and do this full time. We thought, let's build QR code payments, like Pix or UPI or AliPay, but for the US. And we did! We built an instant clearing, mobile firs...